Our knowledge of the professional and financial market dates back over 75 years.

Professional advisers form an increasingly important part of the economy. Our knowledge of the professional and financial market dates back over 75 years - which means we have a proven track record of supporting all kinds of professionals. Plus a sound ability in adapting to up-coming areas and the things that cause them major headaches.

Professional indemnity, liability and fraud insurance are just a small sample of the products we offer. We have a deep understanding of all the issues professionals face. Whilst it is Professional Indemnity (PI) that is at the heart of most professionals insurance needs, there is a wide range of additional covers that are relevant and increasingly in demand. Personal Accident and Business Travel, Directors'and Officers' Liability (D&O), Employee Fraud and Crime and Libel and Slander Insurance are just a few of the other covers we can provide for professionals.

Underwriting progress since 1710

professional services
professional services

We insured Charles Darwin's home and study.

Darwin was already famous when he began writing On the Origin of Species. Yet even as his theories emerged in his study, he was plagued by a certain anxiety. Society was more conservative then. The suggestion that humans share ancestors with apes would, he feared, be branded as heresy.

With so much on his mind, it is remarkable that he was able to write anything at all. But write he did, thanks in part to the wonderful seclusion he achieved at Down House in Kent. And thanks also, we believe (though, admittedly in much smaller part) to the protection he received from us.

From 1844 onwards, Down House and all its contents were insured by the Sun Fire Office. His many books, his journals and even his paper and pens - all were underwritten by the company that would become RSA.

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Moving Stories
Moving Stories
ABU DHABI
Sep 21
It's with great pride that we celebrate our 300 year anniversary. Our belief that insurance should enable progress will continue to drive us forward for the next 300 years.
RSA Annual Report - 2009

Congratulations.
You've just switched off a light.

Now do it for real and you'll be doing your bit to support one of the many initiatives by WWF. We've teamed up with WWF to encourage our partners and customers to take action on their environmental footprint while helping the insurance industry to research emerging environmental risk and adapt to climate change. With climate change becoming increasingly urgent, it's more important than ever that businesses and NGOs work together to drive smart solutions.

More about partnership with WWF >

Climate message
Climate message
CHILE
Sep 21

Annual Report and Accounts 2009.

It's with great pride that we celebrate our 300 year anniversary. Our business started in 1710 with the establishment of the Sun Fire Office. We believe that insurance should enable progress and this belief, together with our people and experience, will continue to drive us forward for the next 300 years.

Download the annual report pdf >

Visit the annual report web site >

Download
Download

We helped rebuild the hospital at L'Aquila.

In April 2009, a powerful earthquake hit L'Aquila, 60 miles (100 km) north east of Rome. 295 people were killed and hundreds of buildings ruined - including, crucially, the hospital.

We sent a team of 20 claims specialists, engineers and lawyers to get the hospital up and running again. Buried medical documents were recovered and we made an advance payment of ���5 million to aid the process.

We had another 1,500 customers in the province, so we set up a free 24-hour helpline. We even allowed policyholders to delay their regular monthly payments while ensuring they were covered in the interim.

It was just a small part of a relief effort that saw the people of L'Aquila rebuild their city. And we're proud to report that just over one month later, the hospital doors opened once more.

Find out more >

Moving Stories
Moving Stories

Whether it's producing supermarket foods or building space rockets, manufacturing is a broad industry with over 100 different sectors
all facing a range of unique challenges.

From paper and print to pharmaceuticals and even car production, RSA is at the forefront of the
ever-changing manufacturing field, using our know-how to help cover all kinds of businesses.

Manufactured goods are all around us. That's the coffee you drink to the shoes on your feet. The industry itself is changing; doing away with traditional processes to embrace new technologies. So it's good to know our products cover the broad range of issues faced by the manufacturing sector - including professional indemnity, engineering inspection and much more.

Underwriting progress since 1710

Manufacturing
Manufacturing

How we became active in offshore wind energy.

Being in the Baltic Sea, Vindeby is not the most accessible location. So when Siemens Wind Power were asked to build the world's first offshore wind farm there they faced significant challenges, from keeping the turbines water tight to dealing with salt corrosion.

As we sought a basis to insure the new venture, the dedication of Siemens' engineers gradually overcame these obstacles and our collaboration paid off.

We would never claim any credit for these engineering innovations. But in the years since, we've developed a reputation as worldwide experts in the field of insuring renewables.

And we're not the only ones still active in offshore wind energy; the turbines at Vindeby are, too.

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vindeby
vindeby
LONDON
Sep 21
Brunel's designs literally revolutionised today's public transport and engineering.

Famous engineer Isambard Kingdom Brunel; and we insured his home and contents.

When we met Isambard Brunel back in 1845 we were The Sun Fire Office. He was just 39 and we were 135. Brunel had already achieved the extraordinary, including his award-winning Clifton Suspension Bridge design. He was moving into his Duke Street home and needed cover for housewares, artwork, optical and mathematical instruments and more - all worth over a million pounds in today's terms.

It was at Duke Street that he designed the iron-hulled SS Great Eastern, the world's largest ship. It was a sustained heroic act of will that saw it launched in 1859. Iron-hulled ships are now the norm.

Underwriting progress since 1710

Know who this is?
Know who this is?
We are a leading general insurer operating in 34 countries and providing products and services in over 130 countries.
RSA Annual Report - 2009

We covered Captain Cook's home.

In 1764, a young naval officer took the prudent step of insuring his modest home with the Sun Fire Office. The world would come to know him as Captain James Cook.

In those days, insurance was not as common as it is today. But then, not every homeowner was given to disappearing for years at a time.

Over the course of three famous voyages beginning in 1768, Captain Cook helped chart oceans and continents, establish new trade routes and develop modern navigation techniques.

To claim an association with so pivotal a figure might seem rather audacious to some. But it makes us immensely proud to recall that when he first set sail into uncharted waters, he did so having put his trust in our services.

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Moving Stories
Moving Stories

The total number of full containers shipped internationally is expected to hit 177.6m TEU* by 2015, up from an estimated 77.8m TEU in 2002**

We're global leaders in marine insurance, having operated in the field for nearly all of our 300 year history. Almost everything you buy, eat or wear has to be moved, locally or internationally, and often more than once, between its source and final destination.

The more complex the product, the more likely there are multiple stages of manufacture, assembly and packaging, often in different places and involving storage, prior to the final delivery of the finished article. Our products span the mainstream Marine classes of Cargo, Freight Liability, Goods in Transit, Hull and related Marine Liabilities, Ports & Terminals, Marine Trades, Yachts and Aquaculture.

Underwriting progress since 1710

* Standard unit for describing a ship's cargo carrying capacity ** Unesap.org
Marine
Marine

A huge part of the global economy is formed by the construction, power and engineering sectors - with hundreds of thousands of firms in the construction market alone.

Luckily, here at RSA we have the backing of experience and specialist knowledge in this rapidly changing field. We're even the world's leading Renewable Energy insurer.

House building and industrial construction, oil production and electronic installations. The construction, power and engineering sectors include all this and more. But whether it's engineering inspection or computer insurance, our products are designed with all the major industry challenges in mind as well as new issues that are fast on the rise.

Underwriting progress since 1710

Construction, power and engineering
Construction, power and engineering
DUBLIN
Sep 21
RSA was instrumental in the foundation of Shanghai's first fire service which was crewed by volunteers.
RSA Annual Report - 2009

We helped to launch Shanghai's first firebrigade.

We have China to thank for inventing printing, the magnetic compass and, approximately one thousand years ago, gunpowder. By the 19th Century the city of Shanghai was a teeming metropolis, in love with the firecracker. But many of its buildings were wooden, and the outbreak of fires had become commonplace.

Back then, Shanghai was governed by the English, Americans and French. Their response to the frequent fires was to sink wells along major roads and to procure a fire engine.

And it wasn't until 1866 that a group of insurance companies launched the Shanghai Volunteer Fire Service. One of those insurers would later become RSA.

Find out more >

Shanghai
Shanghai

We put this fire out before it even started.

They're a pretty relaxed lot in Holland. So when a blaze in a building at the port in Rotterdam posed no threat the fire brigade decided to let it burn to the ground.

Only then, the wind turned. Now the fire threatened a warehouse full of malt belonging to one of our clients. Throats went dry at the thought of the possible disruption to the supply of beer in Holland.

Our Risk Manager raced to the scene knowing this was no time for fussing about levels of cover. Surveying the location, he proposed a radical, yet simple solution. Two fire floats were drafted in to provide a ‘water curtain’ between the malt warehouse and the expanding fire.

Situations such as this demand speed of thought, bravery and a collaborative approach. All the attributes of one of our Risk Managers, in fact.

Find out more >

Moving Stories
Moving Stories

Climate change is emerging as one of the great challenges for modern society.

While the seriousness of the problem is debated, there is no doubt that we face some stark future scenarios. Communities across the globe that already suffer the effects of extreme weather are likely to face even greater threats from coastal erosion, flooding and violent storms. We recognised early on that, as a global company, we have a global responsibility. We recorded our own global footprint and achieved carbon neutrality in 2006, the first UK insurer to do so.

A lot of the credit goes to our employees as they have helped to reduce our footprint by 14% in the last year alone. They've also enthusiastically taken part in initiatives such as our ‘Waste Watchers’ recycling programme and subsequently we're now sending 10% less of our waste to landfill. Putting our own house in order has led to customers asking if we can help them. Over time, RSA has become a leading provider of renewable energy insurance, but we now also offers a range of services to reduce energy use. These measures are winning us plaudits and awards.

Underwriting progress since 1710

Carbon neutral
Carbon neutral
We're committed to 'Doing the Right Thing' and continue to support three key community-based themes: road safety, social inclusion and the environment.
RSA Annual Report - 2009
It was on his third voyage in 1779 that Captain Cook died - in battle in Hawaii.

Captain James Cook. Navigator, cartographer and explorer.

He had a colourful history. James Cook was just a teenager when he joined the merchant navy and still in his twenties when he joined the Royal Navy. He saw action in the Seven Years' War, and he mapped the Newfoundland coast in the 1760s. But it was some years later.

It was in 1768 that James Cook started out on his first real voyage, where he and his expedition became the first recorded Europeans to have come across the eastern coastline of Australia. Cook would sail three voyages in total, becoming the first recorded person to circumnavigate New Zealand, before his death overseas in 1779.

Underwriting progress since 1710

Know who this is?
Know who this is?
OTTAWA
Sep 21

In just one year, an average of £5,305,487,000,000* is spent in stores all over the world.

A Retailer is forever adapting to new market conditions and consumer demands: whether it's keeping up with new fashion trends or offering a wider range of regionally sourced, organic foods. That's why we're always at the forefront of the industry, making sure our cover is relevant to whatever retailers are facing today.

And there are so many types of retailers: supermarkets and local grocers, large
corporate clothes chains and boutique fashion stores, phone companies and
internet providers. Our insurance and risk products help keep the whole bunch
covered. That includes up-and-coming online risks to one of the biggest
problems that's faced traditional shops for years: slips, trips and falls.

Underwriting progress since 1710

* Top Ten of Everything 2010
World at work - Retail
World at work - Retail

‘Plan A’ was wrecked. We gave them plan B, C and D.

The locals will tell you ‘Don't Mess With Texas’.

But nobody told Ike. In September 2008, Hurricane Ike blasted into the island city of Galveston causing catastrophic damage to the port and its facilities.

Offshore, a number of ships with time-critical cargoes suddenly had nowhere to go. Our hull claims teams in London, Texas and across the USA rapidly made alternative arrangements for the container ships. The costs of diversion to other ports were signed off whilst they were still at sea and all the cargoes were delivered on time.

Later that week, our surveyors and brokers were among the first people back into Galveston, helping the reconstruction teams get the port facilities back into shape for business. Because we know from experience that the hurricane season is no time to mess about.

Find out more >

Moving Stories
Moving Stories